Barter by Flutterwave offers Send-to-Nigeria, letting people in the UK, US and EU send money that recipients can pick up as cash, or receive into their wallet. Here is how it works, including fees and limits, updated for 2026.
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How It Works
- Register for Barter (or the Flutterwave send service) in your country.
- Verify your identity as required.
- Enter the recipient's details and amount in naira.
- Pay with your card/bank; the recipient receives cash pickup or wallet credit.
What Recipients Get
- Cash pickup at supported pickup points in Nigeria.
- Or a naira credit to a Barter/Flutterwave wallet.
Fees, Limits and Rates
Fees and limits vary by country and channel; the exchange rate includes a margin. Compare with other send services before choosing — 'best' depends on the amount and speed you need.
Safety Tips
- Use only official Barter/Flutterwave app channels.
- Confirm pickup details with the recipient.
- Never share OTPs or passwords.
FAQ
Do I need a Barter account to send from the UK?
Yes — register in the official app and complete verification.
Can recipients choose bank deposit instead of pickup?
Availability varies; some channels credit wallets/bank accounts instead of cash pickup.
Related: Receive Money from Abroad and Forex Forwards.