Transferring money with GTBank is fast across three channels: the GTWorld app, the *737# USSD code and internet banking. Here is how each works, plus limits, fees and safety notes.
Transfer via the GTWorld App
- Log in to GTWorld and tap Transfer.
- Enter the amount and recipient bank/account.
- Confirm the name match, then approve with your token or PIN.
Transfer via USSD (*737#)
Dial *737*1*amount*recipient# (or follow the menu) on your registered number, confirm the recipient's name and enter your PIN. Works without data.
Transfer via Internet Banking
Log in on the official GTBank site, choose Transfers, add beneficiaries and approve with the SMS token.
International Transfers
Cross-border transfers need commodity details (SWIFT/IBAN) and may carry fees and limits; use the app or visit a branch for guidance.
Fees and Limits
Transfer fees and daily limits depend on your account tier and channel; check the current GTBank schedule in the app.
Security Tips
- Verify recipient names before confirming.
- Never share tokens or OTPs.
- Use only official channels and app-store downloads.
FAQ
How fast is a GTBank transfer?
App/USSD transfers usually settle instantly on NIP; some banks may take minutes.
Can I transfer without data?
Yes — USSD works without internet.
Related: GTBank to OPay and Check GTBank Balance.