Good Friday is one of Nigeria's gazetted public holidays, and almost all bank branches across the country close for the day. If you were planning an in-branch visit, you will need an alternative. Here is exactly what happens to banking in Nigeria on Good Friday — and how to keep transacting.
Is Good Friday a Public Holiday in Nigeria?
Yes. Good Friday (the Friday before Easter Sunday) is a statutory public holiday observed nationwide, in line with the Holidays Act. Banks, offices, schools and most government institutions close for the day.
Do Banks Open on Good Friday?
In branch, no. Commercial banks such as GTBank, Access Bank, Zenith, FirstBank, UBA, Union Bank, Fidelity and others do not open physical branches on Good Friday. However, the closures do not stop you from moving money.
Electronic Banking Still Works
- Mobile and online banking: transfers, airtime and bill payments remain available.
- USSD codes: e.g. *737# (GTBank), *894# (FirstBank) and others continue to work.
- ATMs and POS terminals: cash withdrawal and card payments remain active.
- Interbank transfers: NIP channels usually still process, though settlement may reflect the next working day.
What About Transfers and Salary Payments?
Bulk and payroll transfers submitted before the holiday are normally processed; anything submitted on the holiday itself may be settled on the next working day (often the Monday after Easter). Check your bank's app for any notice.
FAQ
Will my transfer on Good Friday arrive the same day?
Most instant transfers (NIP/USSD/app) go through; if delayed, they settle on the next business day.
Do ATMs run out of cash on public holidays?
Some do, as re-supply is limited. Withdraw ahead of the holiday where possible.
Related: GTBank Customer Care Number and How to Check GTBank Account Balance.