Yes — GTBank lends to individuals and businesses through a range of products such as Quick Credit, salary advances and asset loans. This guide explains the main options and the fastest ways to apply using your phone.
GTBank Borrowing Options
- Quick Credit: an instant personal loan for salary earners, disbursed to your account.
- Salary Advance: borrow a portion of your next salary before payday.
- Asset/Auto loans: financing for vehicles and equipment.
- Business loans: overdrafts and term loans for registered businesses.
How to Apply for a GTBank Loan
Via USSD (*737#)
Dial *737#, select the loans/borrow menu, follow the prompts and confirm. Approved amounts are credited to your account instantly for Quick Credit-style facilities.
Via the GTBank Mobile App
Open the app, go to the loans section, check your eligibility and pre-approved limit, then accept the offer.
Via Online Banking
Log in to internet banking, navigate to the loan products, complete the application and upload required documents where requested.
In Branch
For bigger loans (mortgages, asset financing), visit a branch with your ID, proof of income and bank statements.
Eligibility and Requirements
- An active GTBank account with regular income.
- Good repayment history.
- Valid ID and proof of address (for larger facilities).
FAQ
How fast is a GTBank Quick Credit loan?
Eligible customers often receive funds within seconds of approval.
Can a non-GTBank customer borrow?
Typically you need a GTBank account first; some products require it.
Related: How to Open a GTBank Account and Loan Apps Without BVN.